Finding ccrcs in St. Augustine comes down to a few things: the right level of care, a clean license under Florida's AHCA rules, and a price you can sustain. Here's how it works in St. Johns County and what to ask.
What senior care looks like in St. Augustine
St. Augustine pairs a historic downtown with fast growth around World Golf Village, and its senior population is large — inventory ranges from small homes to newer communities.
St. Augustine sits in St. Johns County. Nearby hospitals include Flagler Health+ / UF Health St. Johns, Baptist Medical Center Beaches, which matters for discharge planning and for staying close to a parent's doctors. Families here commonly focus on areas such as Downtown St. Augustine, Anastasia Island, World Golf Village. St. Johns County pricing trends above the metro median and has been climbing.
CCRCs: what you're actually buying
A Continuing Care Retirement Community (CCRC) spans independent living, assisted living, and skilled nursing on one campus, so a resident can age in place as needs change.
The assisted living and skilled nursing portions are AHCA-licensed (FS Ch. 429 and Ch. 400), and CCRC contracts are regulated separately by the state. A typical monthly range is $3,000 to $6,500 a month plus a significant entrance fee.
When you visit, look past the lobby and check these:
- the entrance-fee refund terms (Type A, B, or C contract)
- the financial health of the operator and its reserves
- guaranteed access to higher levels of care and at what price
Paying for ccrcs in St. Augustine
In the St. Augustine market, ccrcs typically runs $3,000 to $6,500 a month plus a significant entrance fee. St. Johns County pricing trends above the metro median and has been climbing. Most families combine sources over time: private savings and Social Security first, then long-term-care insurance if it's in place, VA Aid & Attendance for eligible veterans and surviving spouses, and Florida's SMMC LTC Medicaid program, which can cover care services (not room and board) for those who meet the income and asset tests.
Verify any community's license and inspection record on Florida Health Finder (floridahealthfinder.gov) before you commit — it's the one statewide database that covers every facility in St. Johns County.
What to do next
You don't have to sort this out alone. Send a free Jacksonville Senior Advisor advisor a note and we'll match you to one to three vetted options.
